Consumer instalment credit /
Consumer instalment credit /
Board of Governors of the Federal Reserve System.
- Washington, D. C : Government Printing Office, 1957.
- 6 volumenes en 3 partes : ilustraciones a blanco y negro ; 25 cm.
v.1 pte. 1 Growth and import - v.2 pte. 1 Growth and import - v.1 pte. 2 Conference on regulation - v.2 pte. 2 Conference on regulation - pte. 3 Views on regulations - 4 Financing new car purchases.
1. The problem and the study, 1 --
2. The changing role of consumption, 7 --
3. Types of instalment credit and credit institutions, 22 --
4. Operating characteristics of consumer credit institutions, 43 --
5. Operating experience, 66 --
6. Users of instalment credit, 85 --
7. Effects of changes in instalment credit terms, 119 --
8. Growth of consumer instalment credit, 140 --
9. Instalment credit and aggregate demand, 164 --
10. The burden of consumer instalment debt, 189 --
11. Consumer credit and economic instability, 205 --
12. Theories of consumer instalment credit in relation to economic stability, 235 --
13. Consumer instalment credit and the credit market, 257 --
14. Experience "with consumer instalment credit regulation, 286 --
15. Prospects for long-term growth in consumer instalment credit, 325 --
16. Conflicting viewpoints, 356.
VOLUMEN 2 --
I. Financial characteristics of principal consumer lenders, 5 --
II. Consumer credit and the credit market, 43
Ill. Automobile Instalment credit terms and practices, 143 --
IV. National survey of households, 1954-56: debt status, car purchase, and home ownership, 173 --
V. Consumer instalment credit and its regulation abroad, 245 --
VI. Alternative statutory approaches to instalment credit regulation, 279.
PARTE II –
VOLUMEN I --
Introduction /
Instalment credit and business cycles /
Comment /
Changes in the quality of consumer instalment credit /
Comment /
Consumer credit and economic growth /
Comment /
Consumer credit expansion: macroeconomic analysis and data requirements /
Comment /
The financing of consumer credit institutions /
Comment /
Sources and costs of funds of large sales finance companies /
Comment /
Market practices in the consumer lending industry /
Comment /
Attitudes toward saving and borrowing /
Comment /
Factors associated with the use of consumer credit /
Comment /
Consumer debt and spending: some evidence from analysis of a survey /
Comment /
Geoffrey H. Moore and Thomas R. Atkinson, xiii --
Don D. Humphrey, 3 --
V Lewis Bassie, 56 --
Geoffrey H. Moore, Thomas R. Atkinson, and Philip A. Klein, 70 --
W. David Robbins, 158 --
Ervin Miller, 169 --
Friedrich A. Lutz, Moses Abramovitz, 234 --
John S. Atlee, 254 --
Duncan McC. Holthausen, 294 --
Eli Shapiro and David Meiselman, 298 --
James S. Earley, 414 --
Donald P. Jacobs, 324 --
James S. Earley, 414 --
Theodore A. Andersen, 424 --
Wallace P. Mors, 440 --
George Katona, 450 --
Guy H. Orcutt, 545 --
John B. Lansing, E. Scott Maynes, and Mordechai Kreinin, 487 --
Guy H. Orcutt, 545 --
James Tobin, 521 --
Guy H. Orcutt, George Katona, 550.
PARTE II –
VOLUEMEN II --
For standby consumer credit control /
Comment /
Consumer credit control as an instrument of monetary policy for economic stability /
Comment /
Consumer credit control as an instrument of stabilization policy /
Comment /
Consumer credit control and central banking /
Comment /
Further comment /
Marcus Nadler, 3 --
Lester V. Chandler, 29 --
Robert P. Shay, 37 --
Arthur Smithies, 68 --
Milton Friedman, 73 --
Robert C. Turner, 103 --
Edward C. Simmons, 112 --
Herbert Stein, 138 --
Robert P. Shay, Albert Gailord Hark, Ruth P. Mack, Guy H. Orcutt, James S. Earley, Edward J. Kilberg, Philip A. Klein, 143.
PARTE III --
I. Nature and scope of this study, 1 --
II. Trade associations, 13 --
III. Commercial banks, 24 --
IV. Sales finance companies, 60 --
V. Consumer finance companies, 98 --
VI. Manufacturers, 112 --
VII. Department stores, 137 --
VIII. Mail-order companies, 159 --
IX. Automobile dealers, 168 --
X. Furniture stores, 184 --
XI. Appliance and radio-tv dealers, 204 --
XII. Jewelry stores, 215 --
XIII. Power and light companies, 222 --
XIV. Consumer groups, 226.
PARTE IV --
1. Major findings, 1 --
2. New car purchases, 1954-55, 8 --
3. Credit and cash purchases, 24 --
4. Credit purchases: amounts and sources of funds, 41 --
5. Credit terms in new car instalment contracts, 55 --
6. Repayment experience on credit purchases, 80 --
7. Attitudes and plans in 1956 of 1954-55 new car buyers, 89 --
Appendix: Methods and definitions (detailed contents on pages 107-108), 109.
Crédito.
Estados Unidos.
HG 3754 .5 .U5E88 1957
v.1 pte. 1 Growth and import - v.2 pte. 1 Growth and import - v.1 pte. 2 Conference on regulation - v.2 pte. 2 Conference on regulation - pte. 3 Views on regulations - 4 Financing new car purchases.
1. The problem and the study, 1 --
2. The changing role of consumption, 7 --
3. Types of instalment credit and credit institutions, 22 --
4. Operating characteristics of consumer credit institutions, 43 --
5. Operating experience, 66 --
6. Users of instalment credit, 85 --
7. Effects of changes in instalment credit terms, 119 --
8. Growth of consumer instalment credit, 140 --
9. Instalment credit and aggregate demand, 164 --
10. The burden of consumer instalment debt, 189 --
11. Consumer credit and economic instability, 205 --
12. Theories of consumer instalment credit in relation to economic stability, 235 --
13. Consumer instalment credit and the credit market, 257 --
14. Experience "with consumer instalment credit regulation, 286 --
15. Prospects for long-term growth in consumer instalment credit, 325 --
16. Conflicting viewpoints, 356.
VOLUMEN 2 --
I. Financial characteristics of principal consumer lenders, 5 --
II. Consumer credit and the credit market, 43
Ill. Automobile Instalment credit terms and practices, 143 --
IV. National survey of households, 1954-56: debt status, car purchase, and home ownership, 173 --
V. Consumer instalment credit and its regulation abroad, 245 --
VI. Alternative statutory approaches to instalment credit regulation, 279.
PARTE II –
VOLUMEN I --
Introduction /
Instalment credit and business cycles /
Comment /
Changes in the quality of consumer instalment credit /
Comment /
Consumer credit and economic growth /
Comment /
Consumer credit expansion: macroeconomic analysis and data requirements /
Comment /
The financing of consumer credit institutions /
Comment /
Sources and costs of funds of large sales finance companies /
Comment /
Market practices in the consumer lending industry /
Comment /
Attitudes toward saving and borrowing /
Comment /
Factors associated with the use of consumer credit /
Comment /
Consumer debt and spending: some evidence from analysis of a survey /
Comment /
Geoffrey H. Moore and Thomas R. Atkinson, xiii --
Don D. Humphrey, 3 --
V Lewis Bassie, 56 --
Geoffrey H. Moore, Thomas R. Atkinson, and Philip A. Klein, 70 --
W. David Robbins, 158 --
Ervin Miller, 169 --
Friedrich A. Lutz, Moses Abramovitz, 234 --
John S. Atlee, 254 --
Duncan McC. Holthausen, 294 --
Eli Shapiro and David Meiselman, 298 --
James S. Earley, 414 --
Donald P. Jacobs, 324 --
James S. Earley, 414 --
Theodore A. Andersen, 424 --
Wallace P. Mors, 440 --
George Katona, 450 --
Guy H. Orcutt, 545 --
John B. Lansing, E. Scott Maynes, and Mordechai Kreinin, 487 --
Guy H. Orcutt, 545 --
James Tobin, 521 --
Guy H. Orcutt, George Katona, 550.
PARTE II –
VOLUEMEN II --
For standby consumer credit control /
Comment /
Consumer credit control as an instrument of monetary policy for economic stability /
Comment /
Consumer credit control as an instrument of stabilization policy /
Comment /
Consumer credit control and central banking /
Comment /
Further comment /
Marcus Nadler, 3 --
Lester V. Chandler, 29 --
Robert P. Shay, 37 --
Arthur Smithies, 68 --
Milton Friedman, 73 --
Robert C. Turner, 103 --
Edward C. Simmons, 112 --
Herbert Stein, 138 --
Robert P. Shay, Albert Gailord Hark, Ruth P. Mack, Guy H. Orcutt, James S. Earley, Edward J. Kilberg, Philip A. Klein, 143.
PARTE III --
I. Nature and scope of this study, 1 --
II. Trade associations, 13 --
III. Commercial banks, 24 --
IV. Sales finance companies, 60 --
V. Consumer finance companies, 98 --
VI. Manufacturers, 112 --
VII. Department stores, 137 --
VIII. Mail-order companies, 159 --
IX. Automobile dealers, 168 --
X. Furniture stores, 184 --
XI. Appliance and radio-tv dealers, 204 --
XII. Jewelry stores, 215 --
XIII. Power and light companies, 222 --
XIV. Consumer groups, 226.
PARTE IV --
1. Major findings, 1 --
2. New car purchases, 1954-55, 8 --
3. Credit and cash purchases, 24 --
4. Credit purchases: amounts and sources of funds, 41 --
5. Credit terms in new car instalment contracts, 55 --
6. Repayment experience on credit purchases, 80 --
7. Attitudes and plans in 1956 of 1954-55 new car buyers, 89 --
Appendix: Methods and definitions (detailed contents on pages 107-108), 109.
Crédito.
Estados Unidos.
HG 3754 .5 .U5E88 1957