The country banker : his clients, cares, and work : from an experience of forty years / by the late George Rae ; with an introduction and notes by F. E. Steele.

Preface, v -- I. The function of manager, 1 -- II. Personal credit, 6 -- III. The testimony of a balance-sheet, 14 -- IV. The credit of limited companies, 27 -- IV. The credit of limited companies, 27 -- V. Cover for debt, 32 -- VI. Overdrawn accounts, 44 -- VII. Insolvent trading, 50 -- VIII. Occasional overdrafts, 54 -- IX. Recall of advances, 59 -- X. Bankruptcy, 54 -- XI. Trade bills, 70 -- XII. Loan bills and notes, 79 -- XIII. Negociability of bills, 85 -- XIV. Personal security, 91 -- XV. Collateral security, 96 -- XVI. Securities which are not security, 111 -- XVII. Deposits and runs, 125 -- XVIII. Interest and discount, 135 -- XIX. Bank Charges, 144 -- XX. Circulation, 154 -- XXI. The use of a banker, 160 -- XXII. Salaries, 165 -- XXIII. Office expenses, 171 -- XXIV. Routine duties, 178 -- XXV. Correspondence, 186 -- XXVI. Competition in banking, 192 -- XXVII. A new bank for Oxborough, 197 -- XXVIII. The office of chief manager, 202 -- XXIX. Banking finance, 207 -- XXX. Advances, 225 -- XXXI. Advances to shareholders, 231 -- XXXII. Large Accounts, 235 -- XXXIII. Bill of exchange, 243 -- XXXIV. Reserve Liability, 257 -- XXXV. Capital and shares, 262 -- XXXVI. Profit and loss, 269 -- XXXVII. The rest, 279 -- XXXVIII. Opening of new Branches, 285 -- XXXIX. The directorate, 289 -- XL. Rights and duties of Shareholders, 296 -- XLI. The future Outlook, 306.