TY - BOOK TI - Consumer instalment credit AV - HG 3754 .5 .U5E88 1957 PY - 1957/// CY - Washington, D. C PB - Government Printing Office KW - Crédito KW - Estados Unidos N1 - v.1 pte. 1 Growth and import - v.2 pte. 1 Growth and import - v.1 pte. 2 Conference on regulation - v.2 pte. 2 Conference on regulation - pte. 3 Views on regulations - 4 Financing new car purchases; 1. The problem and the study, 1 -- ; 2. The changing role of consumption, 7 -- ; 3. Types of instalment credit and credit institutions, 22 -- ; 4. Operating characteristics of consumer credit institutions, 43 -- ; 5. Operating experience, 66 -- ; 6. Users of instalment credit, 85 -- ; 7. Effects of changes in instalment credit terms, 119 -- ; 8. Growth of consumer instalment credit, 140 -- ; 9. Instalment credit and aggregate demand, 164 -- ; 10. The burden of consumer instalment debt, 189 -- ; 11. Consumer credit and economic instability, 205 -- ; 12. Theories of consumer instalment credit in relation to economic stability, 235 -- ; 13. Consumer instalment credit and the credit market, 257 -- ; 14. Experience "with consumer instalment credit regulation, 286 -- ; 15. Prospects for long-term growth in consumer instalment credit, 325 -- ; 16. Conflicting viewpoints, 356 ; VOLUMEN 2 -- ; I. Financial characteristics of principal consumer lenders, 5 -- ; II. Consumer credit and the credit market, 43 ; Ill. Automobile Instalment credit terms and practices, 143 -- ; IV. National survey of households, 1954-56: debt status, car purchase, and home ownership, 173 -- ; V. Consumer instalment credit and its regulation abroad, 245 -- ; VI. Alternative statutory approaches to instalment credit regulation, 279. ; PARTE II – ; VOLUMEN I -- ; Introduction ; Geoffrey H. Moore and Thomas R. Atkinson, xiii -- ; Instalment credit and business cycles / ; Don D. Humphrey, 3 -- ; Comment / ; V Lewis Bassie, 56 -- ; Changes in the quality of consumer instalment credit / ; Geoffrey H. Moore, Thomas R. Atkinson, and Philip A. Klein, 70 -- ; Comment / ; W. David Robbins, 158 -- ; Consumer credit and economic growth / ; Ervin Miller, 169 -- ; Comment / ; Friedrich A. Lutz, Moses Abramovitz, 234 -- ; Consumer credit expansion: macroeconomic analysis and data requirements / ; John S. Atlee, 254 -- ; Comment ; Duncan McC. Holthausen, 294 -- ; The financing of consumer credit institutions / ; Eli Shapiro and David Meiselman, 298 -- ; Comment ; James S. Earley, 414 -- ; Sources and costs of funds of large sales finance companies / ; Donald P. Jacobs, 324 -- ; Comment / ; James S. Earley, 414 -- ; Market practices in the consumer lending industry / ; Theodore A. Andersen, 424 -- ; Comment / ; Wallace P. Mors, 440 -- ; Attitudes toward saving and borrowing / ; George Katona, 450 -- ; Comment / ; Guy H. Orcutt, 545 -- ; Factors associated with the use of consumer credit / ; John B. Lansing, E. Scott Maynes, and Mordechai Kreinin, 487 -- ; Comment / ; Guy H. Orcutt, 545 -- ; Consumer debt and spending: some evidence from analysis of a survey / ; James Tobin, 521 -- ; Comment / ; Guy H. Orcutt, George Katona, 550 ; PARTE II – ; VOLUEMEN II -- ; For standby consumer credit control / ; Marcus Nadler, 3 -- ; Comment ; Lester V. Chandler, 29 -- ; Consumer credit control as an instrument of monetary policy for economic stability / ; Robert P. Shay, 37 -- ; Comment ; Arthur Smithies, 68 -- ; Consumer credit control as an instrument of stabilization policy / ; Milton Friedman, 73 -- ; Comment ; Robert C. Turner, 103 -- ; Consumer credit control and central banking / ; Edward C. Simmons, 112 -- ; Comment / ; Herbert Stein, 138 -- ; Further comment / ; Robert P. Shay, Albert Gailord Hark, Ruth P. Mack, Guy H. Orcutt, James S. Earley, Edward J. Kilberg, Philip A. Klein, 143. ; PARTE III -- ; I. Nature and scope of this study, 1 -- ; II. Trade associations, 13 -- ; III. Commercial banks, 24 -- ; IV. Sales finance companies, 60 -- ; V. Consumer finance companies, 98 -- ; VI. Manufacturers, 112 -- ; VII. Department stores, 137 -- ; VIII. Mail-order companies, 159 -- ; IX. Automobile dealers, 168 -- ; X. Furniture stores, 184 -- ; XI. Appliance and radio-tv dealers, 204 -- ; XII. Jewelry stores, 215 -- ; XIII. Power and light companies, 222 -- ; XIV. Consumer groups, 226 ; PARTE IV -- ; 1. Major findings, 1 -- ; 2. New car purchases, 1954-55, 8 -- ; 3. Credit and cash purchases, 24 -- ; 4. Credit purchases: amounts and sources of funds, 41 -- ; 5. Credit terms in new car instalment contracts, 55 -- ; 6. Repayment experience on credit purchases, 80 -- ; 7. Attitudes and plans in 1956 of 1954-55 new car buyers, 89 -- ; Appendix: Methods and definitions (detailed contents on pages 107-108), 109 ER -