TY - BOOK TI - Germany's three-pillar banking system: cross-country perspectives in Europe T2 - Occasional paper, AV - HC 59 .F65 no.233 PY - 2004/// CY - Washington, D.C. PB - International Monetary Fund KW - Bancos KW - Alemania N1 - Acknowledgments, v --; I. Overview, 1 --; II. What does the three-pillar system look like?, 2 --; III. Three-pillar banking in Europe, 7 --; IV. How will the phaseout of guarantees affect the public sector banks?, 24 --; V. Structural adaptation in the German banking system, 36 --; VI. Summary of findings, 30 --; Appendix I. Data sources, 32 --; Appendix II. Gauging the market value of guarantees, 33 --; Appendix III. Does public sector bank lending behavior differ?, 37 --; Appendix IV. Reforms of public sector banks in the European Union, 39 --; References, 43 ER -