TY - BOOK AU - Jiménez, Gabriel. AU - Saurina, Jesús, TI - Collateral, type of lender and relationship banking as determinants of credit risk T2 - Documentos de trabajo, AV - HC 381 .A5 no. 200414E PY - 2004/// CY - Madrid PB - Banco de España KW - Riesgo bancario KW - Crédito KW - Bancos KW - España N1 - 1. Introduction, 9 --; 2. Hypotheses to be tested, 11 --; 3. Database and econometric specifications, 14 --; 4. The determinants of loan's PD, 17 --; 5. Conclusions, 22 --; References, 24 ER -