TY - BOOK AU - Jiménez, Gabriel. AU - Saurina, Jesús, TI - Credit cycles, credit risk and prudential regulation T2 - Documentos de trabajo, AV - HC 381 .A5 200531E PY - 2005/// CY - Madrid PB - Banco de España KW - Crédito KW - Política crediticia KW - España N1 - 1. Introduction, 9 --; 2. Empirical evidence on lending cycles and credit risk, 12 --; 3. A new prudential tool, 20 --; 4. Policy discussion, 22 --; 5. Conclusions, 25 ER -