000 05435nam a2200289 4500
001 0000000132
003 DO-SdBDB
005 20241010161447.0
008 090101s19571957xxua fr 000 0 eng d
040 _aDO-SdBDB
_bspa
_cDO-SdBDB
041 _aeng
043 _an-us
050 _aHG 3754 .5 .U5E88 1957
245 _aConsumer instalment credit /
_cBoard of Governors of the Federal Reserve System.
260 _aWashington, D. C :
_bGovernment Printing Office,
_c1957.
300 _a6 volumenes en 3 partes :
_bilustraciones a blanco y negro ;
_c25 cm.
500 _av.1 pte. 1 Growth and import - v.2 pte. 1 Growth and import - v.1 pte. 2 Conference on regulation - v.2 pte. 2 Conference on regulation - pte. 3 Views on regulations - 4 Financing new car purchases.
505 1 _a1. The problem and the study, 1 --
_t2. The changing role of consumption, 7 --
_t3. Types of instalment credit and credit institutions, 22 --
_t4. Operating characteristics of consumer credit institutions, 43 --
_t5. Operating experience, 66 --
_t6. Users of instalment credit, 85 --
_t7. Effects of changes in instalment credit terms, 119 --
_t8. Growth of consumer instalment credit, 140 --
_t9. Instalment credit and aggregate demand, 164 --
_t10. The burden of consumer instalment debt, 189 --
_t11. Consumer credit and economic instability, 205 --
_t12. Theories of consumer instalment credit in relation to economic stability, 235 --
_t13. Consumer instalment credit and the credit market, 257 --
_t14. Experience "with consumer instalment credit regulation, 286 --
_t15. Prospects for long-term growth in consumer instalment credit, 325 --
_t16. Conflicting viewpoints, 356.
505 1 _aVOLUMEN 2 --
_tI. Financial characteristics of principal consumer lenders, 5 --
_tII. Consumer credit and the credit market, 43
_tIll. Automobile Instalment credit terms and practices, 143 --
_tIV. National survey of households, 1954-56: debt status, car purchase, and home ownership, 173 --
_tV. Consumer instalment credit and its regulation abroad, 245 --
_tVI. Alternative statutory approaches to instalment credit regulation, 279.
505 1 _aPARTE II –
_tVOLUMEN I --
_tIntroduction /
_rGeoffrey H. Moore and Thomas R. Atkinson, xiii --
_tInstalment credit and business cycles /
_rDon D. Humphrey, 3 --
_tComment /
_rV Lewis Bassie, 56 --
_tChanges in the quality of consumer instalment credit /
_rGeoffrey H. Moore, Thomas R. Atkinson, and Philip A. Klein, 70 --
_tComment /
_rW. David Robbins, 158 --
_tConsumer credit and economic growth /
_rErvin Miller, 169 --
_tComment /
_rFriedrich A. Lutz, Moses Abramovitz, 234 --
_tConsumer credit expansion: macroeconomic analysis and data requirements /
_rJohn S. Atlee, 254 --
_tComment /
_rDuncan McC. Holthausen, 294 --
_tThe financing of consumer credit institutions /
_rEli Shapiro and David Meiselman, 298 --
_tComment /
_rJames S. Earley, 414 --
_tSources and costs of funds of large sales finance companies /
_rDonald P. Jacobs, 324 --
_tComment /
_rJames S. Earley, 414 --
_tMarket practices in the consumer lending industry /
_rTheodore A. Andersen, 424 --
_tComment /
_rWallace P. Mors, 440 --
_tAttitudes toward saving and borrowing /
_rGeorge Katona, 450 --
_tComment /
_rGuy H. Orcutt, 545 --
_tFactors associated with the use of consumer credit /
_rJohn B. Lansing, E. Scott Maynes, and Mordechai Kreinin, 487 --
_tComment /
_rGuy H. Orcutt, 545 --
_tConsumer debt and spending: some evidence from analysis of a survey /
_rJames Tobin, 521 --
_tComment /
_rGuy H. Orcutt, George Katona, 550.
505 1 _aPARTE II –
_tVOLUEMEN II --
_tFor standby consumer credit control /
_rMarcus Nadler, 3 --
_tComment /
_rLester V. Chandler, 29 --
_tConsumer credit control as an instrument of monetary policy for economic stability /
_rRobert P. Shay, 37 --
_tComment /
_rArthur Smithies, 68 --
_tConsumer credit control as an instrument of stabilization policy /
_rMilton Friedman, 73 --
_tComment /
_rRobert C. Turner, 103 --
_tConsumer credit control and central banking /
_rEdward C. Simmons, 112 --
_tComment /
_rHerbert Stein, 138 --
_tFurther comment /
_rRobert P. Shay, Albert Gailord Hark, Ruth P. Mack, Guy H. Orcutt, James S. Earley, Edward J. Kilberg, Philip A. Klein, 143.
505 1 _aPARTE III --
_tI. Nature and scope of this study, 1 --
_tII. Trade associations, 13 --
_tIII. Commercial banks, 24 --
_tIV. Sales finance companies, 60 --
_tV. Consumer finance companies, 98 --
_tVI. Manufacturers, 112 --
_tVII. Department stores, 137 --
_tVIII. Mail-order companies, 159 --
_tIX. Automobile dealers, 168 --
_tX. Furniture stores, 184 --
_tXI. Appliance and radio-tv dealers, 204 --
_tXII. Jewelry stores, 215 --
_tXIII. Power and light companies, 222 --
_tXIV. Consumer groups, 226.
505 1 _aPARTE IV --
_t1. Major findings, 1 --
_t2. New car purchases, 1954-55, 8 --
_t3. Credit and cash purchases, 24 --
_t4. Credit purchases: amounts and sources of funds, 41 --
_t5. Credit terms in new car instalment contracts, 55 --
_t6. Repayment experience on credit purchases, 80 --
_t7. Attitudes and plans in 1956 of 1954-55 new car buyers, 89 --
_tAppendix: Methods and definitions (detailed contents on pages 107-108), 109.
650 _aCrédito.
651 _aEstados Unidos.
942 _cCG
_2lcc
999 _c59867
_d59867